This is the million-dollar question, isn’t it? The short and direct answer is no. Walmart does not officially accept Apple Pay or Google Pay in its physical stores. Despite the increasing popularity of mobile payment options, Walmart has remained steadfast in its decision not to support Apple Pay at checkout.
This is a crucial point, and it’s different from many other major retailers that have fully embraced contactless payments. Instead of utilizing Apple Pay, Walmart has their own in-house mobile payment solution that they would prefer their customers to use.
In this article:
Does Walmart Take Apple Pay or Google Pay?
Neither Google Pay nor Apple Pay are currently accepted at Walmart stores.
This decision dates back to 2022, leaving some Android and iPhone users scratching their heads.
What’s the Deal with Walmart and Mobile Wallets?
Walmart’s reticence to incorporate Apple Pay isn’t due to a lack of technological capability but rather a strategic decision. The retailer launched Walmart Pay, its own proprietary mobile payment system, as a direct alternative to Apple Pay and similar platforms.
By having its own platform, Walmart controls the payment process and collects valuable data on consumer behavior. It also allows the company to cut down on the fees they have to pay to third-party vendors, as Walmart Pay operates within their own system.
This decision stems from a desire to maintain control over the entire transaction experience and avoid paying fees to external payment processors. The key takeaway here is that, while Walmart supports mobile payments, it has a specific, internal approach that is unique to its stores.
What About Using Apple Pay at Walmart.com (Online)?
Unfortunately, the answer remains the same for the online platform. Walmart.com does not accept Apple Pay as a payment method. You won’t find the option to use your Apple Wallet during the checkout process on their website or in the app either.
This is consistent with the in-store experience, as the retailer prefers customers to use other accepted payment methods for online purchases as well. The company’s focus is clearly on promoting its own payment solutions, whether you’re shopping online or in-store.
Does Walmart Accept Google Pay?
Just as Apple Pay is not supported, Walmart does not accept Google Pay either. While other retailers may accept both, Walmart’s choice to implement its own payment system means that neither Apple nor Google Pay are directly supported within their ecosystem. This simplifies the landscape for Walmart, and forces users who might prefer those options to explore other ways to pay.
Does Walmart Take Samsung Pay?
The answer, unfortunately, is no Samsung Pay as well. While this mobile wallet sees widespread adoption, Walmart prioritizes its payment solution, Walmart Pay.
What Other Mobile Payment Options Can I Use at Walmart?
The primary mobile payment option available at Walmart is, as we’ve discussed, Walmart Pay. This system is integrated directly into the Walmart app and allows for payment by scanning a QR code at the checkout.
You’ll need to download the Walmart app, set up your preferred payment cards within it, and then you can use it to pay at any of their checkout lanes. This is the retailer’s preferred method for mobile payments, and it’s designed to work seamlessly within their environment.
Why is there No Google Pay or Samsung Pay at Walmart?
Several factors contribute to Walmart’s exclusion of third-party digital wallets:
- Promoting Walmart Pay: The retailer incentivizes using its platform, offering features like loyalty points, targeted promotions, and transaction notifications unavailable through external wallets.
- Contractual Obligations: Walmart’s partnership with Merchant Customer Exchange (MCX), the provider behind Walmart Pay, might involve exclusivity clauses.
- Transaction Fees: Bypassing traditional credit card networks through Walmart Pay potentially reduces company processing fees.
While these factors benefit Walmart, some customers might find the lack of Google Pay and Samsung Pay inconvenient.
What About Physical Cards and Other Traditional Payment Methods?
While mobile payments are becoming increasingly prevalent, Walmart still accepts a wide array of traditional payment methods. Here’s a breakdown:
| Payment Method | Accepted at Walmart Stores | Accepted at Walmart.com |
| Credit Cards (Visa, Mastercard, American Express, Discover) | Yes | Yes |
| Debit Cards | Yes | Yes |
| Cash | Yes | No |
| Walmart Gift Cards | Yes | Yes |
| EBT/SNAP | Yes | Select online locations |
| Prepaid Cards | Yes | Yes |
| Check | Yes | No |
As you can see, if you do not have any other payment option like a traditional card or cash, you will still be able to pay at Walmart’s physical stores using check. There are various options available at Walmart.com which would allow you to easily pay for your purchases.
Why behind Walmart’s Payment Policy?
The retail giant has yet to officially state its specific reasoning behind not accepting these popular mobile wallets. However, speculations point towards:
- Lower Transaction Fees: Walmart allegedly has negotiated lower fees with its payment processing system, Walmart Pay, compared to those charged by Google Pay and Apple Pay.
- Promoting Walmart Pay: By not offering competing mobile wallets, Walmart encourages customers to adopt its payment platform, potentially reaping more data and fostering brand loyalty.
- Technical Integration: Integrating multiple mobile wallets might require complex technical adjustments, adding to operational costs.
What are the Alternative Payment Options at Walmart?
Despite not accepting Apple Pay, Google Pay or Samsung Pay, Walmart offers various payment methods:
- Major Credit and Debit Cards: Visa, Mastercard, Discover, American Express, and major debit cards are widely accepted.
- Walmart Pay: As mentioned earlier, this mobile app facilitates QR code-based payments and integrates with Walmart’s loyalty program.
- Walmart Gift Cards: Physical and digital gift cards are redeemable for in-store and online purchases.
- Cash: While less common, money remains a universally accepted payment method.
- Electronic Benefits Transfer (EBT): For eligible items like groceries and baby products, EBT cards can be used for payment.
How to Use Walmart Pay?
Using Walmart Pay is straightforward:
- Download the Walmart Pay app from Google Play or the App Store.
- Enter your payment information in the designated area.
- Set up a PIN or use your fingerprint for security.
- Scan the QR code displayed on your app at checkout to complete the purchase.
What are the Benefits of Using Walmart Pay?
Despite the lack of Google Pay acceptance, Walmart Pay offers its own set of advantages:
- Compatibility: It works with older smartphones as it uses a QR code payment system, ensuring wider accessibility.
- Cash Back and Rewards: Earn cash back on purchases, especially when using self-checkout lanes or a linked credit card.
- Additional Features: Enjoy features like electronic gift cards, reward points, and transaction alerts for a more convenient shopping experience.
Are there any fees for using Walmart Pay?
Walmart Pay and contactless debit/credit cards generally don’t have additional fees.
However, check your specific card issuer’s terms for potential foreign transaction fees if purchasing online from Walmart’s international sites.
What are the Pros and cons of Google Pay/Apple Pay/ Samsung Pay with Walmart Pay?
Google Pay/Apple Pay:
- Pros: Widely accepted, secure, and convenient.
- Cons: Not accepted at Walmart.
Walmart Pay:
- Pros: Seamless experience within the Walmart ecosystem, potential rewards, and discounts.
- Cons: Limited to Walmart stores and apps.
Contactless Cards:
- Pros: Widely accepted, secure, and convenient.
- Cons: You may have transaction fees depending on your issuer.
Cash:
- Pros: Accepted everywhere, no fees.
- Cons: Inconvenient to carry, risk of loss or theft.
Will Walmart Ever Accept Google Pay?
Predicting the future is uncertain, but Walmart might eventually reconsider its stance as the mobile payment landscape continues to evolve.
In the meantime, you can leverage Google Pay at other retailers that have embraced digital wallets.
Additionally, remember that Walmart Pay offers a similar experience with the bonus of earning rewards points on your purchases.
In Conclusion
In Conclusion, while Apple Pay is incredibly convenient and has gained popularity amongst users, it is simply not supported by Walmart. This is due to their own in-house mobile payment system which is called Walmart Pay. While it is certainly an inconvenience, there are still many other ways to pay for your purchases at both Walmart’s physical and online stores. You can use traditional payment methods such as physical debit/credit cards or cash as well as various digital payment methods within the Walmart App.
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FAQs
Can I use Google Pay or Samsung Pay at any other major retailers?
Yes, both Google Pay and Samsung Pay are accepted at numerous retailers, including grocery stores, department stores, and gas stations. You can find a list of supported merchants on their respective websites.
Are there any plans for Walmart to accept Google Pay or Samsung Pay in the future?
There needs to be an official confirmation from Walmart regarding the future integration of these mobile wallets. However, the retail landscape is constantly evolving, so staying informed about payment updates is crucial.
What are the advantages of using Walmart Pay over other options?
Walmart Pay offers seamless integration with the Walmart ecosystem, including loyalty rewards, personalized deals, and easy access to purchase history. Additionally, it doesn’t require near-field communication (NFC) technology, making it compatible with older smartphones.
Can I use cash at Walmart online?
No, cash payments are not accepted for online purchases at Walmart.
Does Walmart accept contactless payment options like Apple Pay or Google Pay?
As of now, Walmart does not accept Apple Pay or Google Pay. However, they do have their own mobile wallet, Walmart Pay, which offers similar functionalities.
Are there any fees associated with using Walmart Pay?
No, there are no fees for using Walmart Pay.
Can I use Google Pay in the Walmart app to pay for items in advance?
Yes, you can use Google Pay within the Walmart app to pay for online orders and pickup services. However, you cannot use it directly at physical store checkouts.
How do I use Google Pay at Walmart?
You cannot use Google Pay at Walmart. As of 2022, Walmart stopped accepting Google Pay and other mobile wallets in favor of its own payment system, Walmart Pay.
Can I pay with my phone at Walmart?
Yes, you can still pay with your phone at Walmart, but only through Walmart Pay. Download the Walmart app, set up your account, and link your debit or credit card. At checkout, open the app and scan the QR code displayed on the register for a contactless payment.
Where is Google Pay accepted?
Google Pay is accepted at many stores and online retailers, but not Walmart. You can find a list of supported merchants on the Google Pay website or app.
What forms of payment does Walmart accept?
Walmart offers several payment options to make your shopping experience easier. You can pay with cash or use popular debit and credit cards like Visa, Mastercard, Discover, and American Express. They also accept Walmart credit cards and Walmart gift cards. Another convenient method is Walmart Pay, which is a mobile wallet that links to your debit or credit card. This variety of payment methods ensures you can choose the one that best suits your needs!
