What time does Walmart stop cashing checks? Hours, Types, Fees

Last updated: 29 Nov, 2023 |
What time does Walmart stop cashing checks Hours, Types, Fees

You’re out and about, ticking off errands from your to-do list, and there it is – a check burning a hole in your pocket. You need cash, and you need it fast. Where do you go?

Ah, Walmart! It’s not just a haven for late-night snack runs or bargain hunting but also your unexpected financial ally. Now the question is, “What time does Walmart stop cashing checks?” Read on to find the answer!

Key Takeaways:

  1. Walmart MoneyCenter hours are 8 a.m. to 8 p.m. Monday through Saturday and 10 a.m. to 6 p.m. on Sunday.
  2. Services offered at Walmart MoneyCenter include check cashing, money transfers, bill pay, prepaid debit cards, and more.
  3. Fees for Walmart MoneyCenter services vary depending on the specific service.

What is Walmart MoneyCenter?

Walmart MoneyCenter is a financial services centre located inside select Walmart stores. It offers a variety of services, including:

  • Check cashing: You can cash personal checks, payroll checks, and government checks, including tax refund checks, at Walmart MoneyCenter.
  • Money transfers: You can send money domestically and internationally through Walmart2Walmart and Walmart2World money transfer services.
  • Bill pay: You can pay your bills in-store or using the Walmart app.
  • Prepaid debit cards: Walmart MoneyCenter offers a variety of prepaid debit cards, including the ONE Debit Card, Walmart MoneyCard, and Green Dot Prepaid Debit Card.

What time does Walmart stop cashing checks? Hours

Walmart’s check-cashing hours vary by location, but most stores adhere to the following general schedule:

  • Monday through Saturday: 8:00 AM to 8:00 PM
  • Sunday: 10:00 AM to 6:00 PM
What time does Walmart stop cashing checks Hours

What Types of Checks are Acceptable for Cashing

Walmart’s Money Center accommodates a wide range of check types, catering to diverse financial needs:

  • Payroll checks
  • Government checks
  • Tax refund checks
  • Cashier’s checks
  • Insurance settlement checks
  • 401(k) checks
  • Social Security checks
  • Business checks
  • Money orders, including Western Union and MoneyGram

Please note that Walmart Money Centers does not accept two-party and pre-printed personal checks.

Check Cashing Fees at Walmart

Walmart charges a fee for check-cashing services. The fee structure is as follows:

  • Checks up to $1,000: $4 maximum fee
  • Checks over $1,000: $8 maximum fee

Maximum Check Cashing Amount Limit

Walmart typically limits single check amounts to $5,000. However, during the first four months of the year (January-April), some Walmart MoneyCenters might extend this limit to $7,500 to accommodate larger tax refund checks.

What Identification Requirements do you have at Walmart?

You must present a valid government-issued ID to cash a check at Walmart. Acceptable forms of ID include:

  • Driver’s license
  • Passport
  • State-issued ID card
  • Military ID
What Identification Requirements do you have at Walmart

Additional Considerations

  • Age Limit: You must be 18 years of age or older to cash a check at Walmart.
  • Online Check Cashing: Walmart does not offer online check-cashing services.
  • Special Hours for Senior Citizens: Walmart MoneyCenter adheres to the same hours of operation for all customers.

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Final Words

Walmart’s check-cashing services offer a convenient and accessible option for individuals who need to convert their checks into cash quickly. With its extended hours, a wide range of accepted check types, and transparent fee structure, Walmart stands out as a reliable choice for check-cashing needs.

Walmart Check Cashing FAQ

What’s the latest time I can cash a check at Walmart?

The latest time to cash a check at Walmart depends on the store location. However, Walmart MoneyCenters typically operate from 8:00 AM to 8:00 PM Monday through Saturday and from 10:00 AM to 6:00 PM on Sundays. If you’re unsure about the specific hours of your local Walmart, you can contact the store directly or check their website for more information.

What are the hours of operation for Walmart’s check cashing services?

Check cashing hours generally follow this schedule:

  • Monday to Saturday: 8:00 AM to 8:00 PM
  • Sunday: 10:00 AM to 6:00 PM

Actual hours may vary by location.

What fees does Walmart charge for check cashing?

A: Walmart charges a maximum fee of $4 for checks up to $1,000 and a maximum fee of $8 for checks over $1,000.

Do I need an ID to cash a check at Walmart?

Yes, you must present a valid government-issued ID to cash a check at Walmart.

Can I cash a check at Walmart online?

No, Walmart does not offer online check-cashing services.

What are the benefits of cashing a check at Walmart?

Walmart’s check-cashing service offers convenience, extended hours, and reasonable fees compared to other check-cashing providers.

Are there any alternatives to cashing a check at Walmart?

Yes, alternative options for cashing checks include banks, credit unions, and check-cashing stores.

How much can you cash a check for at Walmart?

The maximum amount you can cash a check for at Walmart varies depending on the type of check. For personal checks, the maximum cashing limit is $5,000. The maximum cashing limit is $7,500 for payroll, government, and tax refund checks. However, it’s important to note that these are just maximum limits, and the actual amount you can cash may be lower based on store discretion and available funds.

Why was my check cashing declined at Walmart?

There are several reasons why your check cashing might be declined at Walmart. Some of the most common reasons include:

  • Insufficient funds: The check writer’s account may not have enough money to cover the amount of the check.
  • Account verification: Walmart may need to verify the check writer’s account information to ensure the check is valid.
  • Check type: Walmart may not cash certain types of checks, such as out-of-state checks or third-party checks.
  • Fraud prevention: Walmart has security measures in place to prevent check fraud, and your check may be flagged if it raises any red flags.
  • Endorsement issues: The check may not be properly endorsed by the check writer.

If your check cashing is declined, the Walmart cashier should provide you with a specific reason for the decline. You can then contact the check writer or your bank to resolve the issue.

What app will cash a personal check immediately?

Several mobile check-cashing apps allow you to cash personal checks immediately. These apps typically charge a fee for their services, and the amount of the fee may vary depending on the app and the amount of the check. Some popular mobile check-cashing apps include:

  • IngoMoney
  • Branch
  • Check Cashing by MetaBank
  • Current
  • Chime

Please note that these apps typically have limitations on the types of checks they accept and the maximum amount they will cash. It’s always a good idea to read the terms and conditions of any app before using it to cash a check.


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Faisal Mian

With a decade of experience as a manager, advisor, and marketer in the retail and consumer service sector, I understand the intricacies of the shopping landscape. I’m committed to delivering valuable insights to enhance your shopping endeavors.

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