You’re running errands and suddenly realize you have a check that needs cashing. You need money quickly. Where should you go?
Consider Walmart, not just for late-night snacks or finding bargains but also for financial needs. You might wonder, “What time does Walmart stop cashing checks?” Keep reading to find out!
In this article:
What is Walmart MoneyCenter?
Walmart MoneyCenter is a financial services center located inside select Walmart stores. It offers a variety of services, including:
- Check cashing: You can cash personal checks, payroll checks, and government checks, including tax refund checks, at Walmart MoneyCenter.
- Money transfers: You can send money domestically and internationally through Walmart2Walmart and Walmart2World money transfer services.
- Bill pay: You can pay your bills in-store or using the Walmart app.
- Prepaid debit cards: Walmart MoneyCenter offers a variety of prepaid debit cards, including the ONE Debit Card, Walmart MoneyCard, and Green Dot Prepaid Debit Card.
What time does Walmart stop cashing checks? Hours
Walmart’s check-cashing hours vary by location, but most stores adhere to the following general schedule:
- Monday through Saturday: 8:00 AM to 8:00 PM
- Sunday: 10:00 AM to 6:00 PM
What Types of Checks are Acceptable for Cashing?
Walmart’s Money Center accommodates a wide range of check types, catering to diverse financial needs:
- Payroll checks
- Government checks
- Tax refund checks
- Cashier’s checks
- Insurance settlement checks
- 401(k) checks
- Social Security checks
- Business checks
- Money orders, including Western Union and MoneyGram.
Please note that Walmart Money Centers does not accept two-party and pre-printed personal checks.
What are the Check Cashing Fees at Walmart?
Walmart charges a fee for check-cashing services. The fee structure is as follows:
- Checks up to $1,000: $4 maximum fee
- Checks over $1,000: $8 maximum fee
Maximum Check Cashing Amount Limit
Walmart typically limits single check amounts to $5,000. However, during the first four months of the year (January-April), some Walmart MoneyCenters might extend this limit to $7,500 to accommodate larger tax refund checks.
What Identification Requirements do you have at Walmart?
You must present a valid government-issued ID to cash a check at Walmart. Acceptable forms of ID include:
- Driver’s license
- Passport
- State-issued ID card
- Military ID
What are the Additional Considerations to keep while cashing Checks?
You must be 18 years or older to cash a check at Walmart.
Walmart does not provide check-cashing services online.
The Walmart MoneyCenter keeps the same hours for all customers, including senior citizens.
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Final Words
Walmart’s check-cashing services offer a convenient and accessible option for individuals who need to quickly convert their checks into cash. With its extended hours, a wide range of accepted check types, and transparent fee structure, Walmart stands out as a reliable choice for check-cashing needs.
FAQs
What’s the latest time I can cash a check at Walmart?
Cashing a check at Walmart is straightforward. The times you can do this vary based on where you are. Most Walmart MoneyCenters are open from 8:00 AM to 8:00 PM from Monday to Saturday. On Sundays, they open later, from 10:00 AM to 6:00 PM. If you need the exact hours for your local Walmart, it’s best to call the store or visit their website. This way, you can make sure to arrive at the right times.
What are the hours of operation for Walmart’s check cashing services?
Check cashing hours generally follow this schedule:
Monday to Saturday: 8:00 AM to 8:00 PM
Sunday: 10:00 AM to 6:00 PM
Hours may vary by location.
What fees does Walmart charge for check cashing?
Walmart charges a maximum fee of $4 for checks up to $1,000 and a maximum fee of $8 for checks over $1,000.
Do I need an ID to cash a check at Walmart?
Yes, you must present a valid government-issued ID to cash a check at Walmart.
Can I cash a check at Walmart online?
No, Walmart does not offer online check-cashing services.
What are the benefits of cashing a check at Walmart?
Walmart’s check-cashing service offers convenience, extended hours, and reasonable fees compared to other check-cashing providers.
Are there any alternatives to cashing a check at Walmart?
Yes, alternative options for cashing checks include banks, credit unions, and check-cashing stores.
How much can you cash a check for at Walmart?
When you go to Walmart to cash a check, the amount you can cash depends on the type of check. Personal checks have a cashing limit of $5,000. For payroll, government, and tax refund checks, you can cash up to $7,500. Keep in mind, these are the top limits, and the actual amount might be less. This can happen because each store decides based on what they have on hand and other factors.
Why was my check cashing declined at Walmart?
When you try to cash a check at Walmart, there are a few reasons why it might be declined. If the check writer’s account doesn’t have enough money, that’s a big reason. Walmart also needs to make sure the check writer’s account details are correct to confirm the check is real.
Sometimes, Walmart won’t cash certain checks like those from out-of-state or third-party checks. They also have strong security to stop check fraud, so if something looks off, they may stop the transaction. Also, if the check isn’t signed correctly, that can be a problem too.
If your check is declined, the cashier at Walmart will tell you why. You can then reach out to the person who wrote the check or your bank to sort it out.
What app will cash a personal check immediately?
Many mobile check-cashing apps let you cash personal checks right away. They usually charge a fee, and the fee varies by app and check amount. Some well-known apps are IngoMoney, Branch, Check Cashing by MetaBank, Current, and Chime. Keep in mind, these apps often have rules on what kinds of checks they’ll take and how much you can cash. It’s always smart to check the details before you use them.
What app will cash a personal check immediately?
Many mobile check-cashing apps let you cash personal checks right away. They usually charge a fee, which can vary based on the app and the check amount. Some well-known apps are IngoMoney, Branch, Check Cashing by MetaBank, Current, and Chime.
These apps often have rules about the kinds of checks they’ll take and how much they’ll cash. Always make sure to read the app’s terms and conditions before you use it to cash a check.
