Does Costco Accept PayPal? No, Find Alternatives

Last updated: 16 Mar, 2024 |
Does Costco Accept PayPal No, Find Alternatives

Imagine you’re in Costco, excited about all the cool things in your cart. You’ve got lots of protein bars and even a kayak! But as you get ready to pay, you suddenly wonder, “Did I remember my wallet?” Don’t worry, though! Many people need to be able to shop easily.

Figuring out how to pay at prominent places like Costco can be tricky, especially if you like using digital wallets such as PayPal. But here’s a guide to help you out. It will tell you all you need to know about using PayPal at Costco. This way, your shopping will be fun and easy without any trouble.

Key Takeaways:

  1. Costco doesn’t accept PayPal; explore alternative payment methods.
  2. Utilize mobile wallets like Apple Pay or the PayPal Cash Card at Costco.
  3. Costco prefers Visa, which offers various payment options, including mobile and cash.

Does Costco Accept PayPal?

Costco is a big store that sells many things, but they don’t take PayPal when you shop there or on their website. This is because they have special deals with credit card companies that decide which payment methods they can use.

Even though you can’t use PayPal directly at Costco, there are some other ways you might be able to:

  1. Buying Costco Gift Cards Online: You can’t use PayPal to purchase gift cards directly from Costco’s website, but sometimes other stores sell them. These gift cards are popular, so they might be hard to find.
  2. Using a Visa PayPal Card: Costco only takes Visa credit cards in the United States, and some are from Mastercard so that they won’t work. However, PayPal does have Visa credit cards in some places. You can check if you can get one where you live.
Does Costco Accept PayPal?

Why Doesn’t Costco Accept PayPal?

Even though PayPal is a handy way to pay online, Costco doesn’t accept it. There are a few reasons for this:

First, Costco likes to keep costs low. They try to choose payment methods with low fees, which helps them save money.

Second, Costco has special deals with certain credit card companies. These agreements might make it hard for them to use other payment systems like PayPal.

Finally, adding a new payment system like PayPal could mean more work. They would need to update their security and teach their staff new things. This could cost extra money and time.

So, while PayPal isn’t an option at Costco, it’s all about keeping things simple and cost-effective for them.

What are the payment options at Costco?

When you shop at Costco, they have simple ways to pay. Here’s a guide to make your checkout smooth:

Visa Credit and Debit Cards are prevalent at Costco. They accept most major credit cards, but Visa is their favorite. If you shop a lot at Costco, their own Visa card, the Costco Anywhere Visa, gives you extra rewards and benefits.

Mastercard credit cards are also good to use at Costco but are less than Visa.

If you like using Debit Cards, that’s okay too! Just make sure it’s not an American Express card. One thing to remember is that using a debit card might not get you any reward points.

Mobile Wallets like Apple Pay, Google Pay, and Samsung Pay are super handy at Costco. You tap your phone, and you’ve paid! It’s also great because you always have your phone with you.

Good old Cash always works at Costco. It’s a great choice if you still need to get your wallet.

EBT Cards can be used to buy food if you’re part of a government assistance program. But remember, you can’t use them at Costco Gas Stations or to buy non-food items.

Traveler’s Checks are old-fashioned, but Costco still takes them. Just be ready to show some extra ID when you use them.

If you’re a Business Member at Costco, you can use Business Checks to shop.

Costco doesn’t let you use personal checks, and they don’t have financing options.

There are many ways to pay at Costco. Choose the one that works best for you and happy shopping!

What are the payment options at Costco?

No PayPal? No Problem! How to Pay at Costco?

Even though Costco doesn’t take PayPal right at the checkout, if you use PayPal, you can still find ways to shop at Costco with it. You can get a PayPal Cash Card. It works like a regular debit card, and Costco accepts it. You link it to your PayPal balance.

Another way is to move money from your PayPal account to your bank account. Then, you can use your regular debit card or a Visa credit card linked to your bank to shop at Costco.

Don’t worry if you can’t use PayPal directly at Costco; many other payment options are available. It’s a good idea to have a backup plan. If you forget your wallet, you should keep an extra credit card or Cash in your car or purse.

Mobile wallets are also a wise choice. They’re fast and easy to use, and now could be a good time to start.

The Costco Anywhere Visa Card is a great option for those who shop at Costco frequently. This card offers rewards and unique benefits, making your Costco visits even more rewarding. So, even without PayPal, you’ve got plenty of ways to make your Costco shopping trips successful!

What are the Alternative Mobile Payment Options at Costco?

Costco might not take PayPal, but they use other modern digital ways to pay, so shopping is easy and fun. Here’s what you can use instead:

Apple Pay is a safe way to pay at Costco. You can add your Costco membership and payment info to your Apple Wallet. Then, tap your phone to pay quickly.

Google Pay works on Android devices. It keeps your credit or debit card details safe, making checking out easy.

Samsung Pay is another excellent way to pay without touching anything. If you have a Samsung device, you can use it to make contactless payments at Costco.

Also, Costco’s mobile app makes shopping even better. You can keep your Costco membership card in the app, so you don’t have to carry the physical card around. Remember, these mobile wallets work in Costco stores but might not be available to buy things on

What are Costco’s credit and debit card policies? Must Remember!

Understanding how Costco handles credit and debit card payments will smooth your checkout experience.

Costco likes Visa credit cards because of their partnership with Visa. That means when you use a Visa credit card at Costco, it’s their favorite choice. They even have their special Visa card, the Costco Anywhere Visa® Card by Citi. This card is excellent for Costco members because it gives reward points for shopping.

For your debit card, Costco is okay with both Visa and Mastercard brands when you’re shopping in their stores.

The Costco Anywhere Visa® Card by Citi is also cool because it offers cashback rewards. You can earn money back on gas, eating out, traveling, and shopping at Costco. But remember, if you use PayPal or a PayPal debit card at Costco, you won’t get these rewards because Costco doesn’t accept PayPal.

Final Verdict

Even though you can’t use PayPal at Costco, there are many other ways to pay there. One option is to use a debit card connected to your PayPal account. Another is to use a mobile wallet. Knowing how to pay at Costco will help make your shopping trip smooth and easy.

So, next time you go to Costco, remember these handy payment choices and enjoy shopping!


How Much is a Costco Membership for Seniors?

Does Costco have Scan and Go Checkout?

Does Costco deliver pizza?

Does Costco Have a Day Pass?


Can I use a Mastercard at Costco?

No, you can’t use a Mastercard to buy things in Costco stores. They only accept Visa credit cards there. However, you can use Mastercard on their website.

Does Costco accept debit cards with Mastercard or Discover logos?

Yes, Costco takes most debit cards with a PIN, regardless of whether they have the Mastercard or Discover logo.

Will Costco ever accept PayPal?

Right now, Costco’s rules about payments might change, but they have yet to say they will take PayPal in the future.

Can I pay for a Costco membership with PayPal?

No, you can’t use PayPal to buy a Costco membership, not in their stores or online. But you can use a Costco gift card to shop even if you don’t have a membership or go with someone who is a member.

Does Costco Canada accept PayPal?

For example, in the U.S., Costco Canada works with Mastercard, so they don’t accept PayPal. But, the other ways to pay we discussed before still work there.

Can you use PayPal to buy at Costco?

No, as of March 2024, you can’t use PayPal at Costco’s warehouses or on their website.

Does Costco online accept Apple Pay?

Yes, takes Apple Pay. It’s safe and easy to use.

Does Amazon accept PayPal?

Yes, Amazon lets you use PayPal to make purchases on its website. You can also connect your PayPal and Amazon accounts for quicker shopping.

What forms of payment will Costco accept?

Costco takes these payments:

  • Credit Cards: Visa (including Costco’s Visa card), Mastercard (not the top choice)
  • Debit Cards: Most with a PIN (but not American Express)
  • Mobile Wallets: Apple Pay, Google Pay, Samsung Pay
  • Cash
  • EBT Cards: For food only if you’re in a government assistance program (not for gas or non-food items)
  • Traveler’s Checks: They still take them, but you might need extra ID.
  • Business Checks: But only for Costco Business Members.
  • Costco doesn’t take:
    • Personal checks
    • Financing options


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Faisal Mian

With a decade of experience as a manager, advisor, and marketer in the retail and consumer service sector, I understand the intricacies of the shopping landscape. I’m committed to delivering valuable insights to enhance your shopping endeavors.

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