Does Lowes Accept PayPal? [Updated]

Last updated: 2 Jun, 2024 |
Does Lowes Accept PayPal

Yes, Lowe’s accepts PayPal as a payment method for online purchases on its website. This can be a convenient way to pay for your home improvement needs without having to enter your credit card information directly on the Lowe’s website.

However, PayPal is not currently accepted as a payment method in Lowe’s physical stores.

What Payment Methods Does Lowe’s Accept?

Here’s a breakdown of the payment methods accepted by Lowe’s:

You can pay with a Lowe’s credit card and get a 5% discount on your online purchases. They also accept major credit cards like Visa, Mastercard, and American Express. You can even use PayPal.

Several payment options are available when you’re shopping in-store at Lowe’s. Along with the Lowe’s credit card, you can use Visa, Mastercard, and American Express.

Debit cards are accepted too, but you might need to enter your PIN. Plus, you can always pay with Lowe’s gift cards or cash.

Payment MethodAccepted
Credit CardsYes
Debit CardsYes
CashYes (in-store only)
CheckYes (in-store only)

How Do I Use PayPal at Lowe’s?

Using PayPal at Lowe’s online is a simple process:

  • Add your desired items to your Lowe’s online shopping cart.
  • Proceed to checkout and select PayPal as your payment method.
  • You will be redirected to the secure PayPal website to log in and complete the payment.
  • Once your payment is confirmed, you will be redirected to the Lowe’s website to finalize your order.

Important Note: You can only use your PayPal balance or linked bank account to make a purchase at Lowe’s.

The PayPal Credit option is not currently available for Lowe’s transactions.

How Do I Use PayPal at Lowe's?

What If I have an issue with my PayPal at Lowe’s Checkout?

If you’re encountering problems using PayPal at Lowe’s checkout, here are some steps that you can take into account to troubleshoot and hopefully resolve the issue:

Verify Your PayPal Account and Information

Verify your PayPal account and information. Check your funds to ensure you have enough balance in your PayPal or linked bank account to cover the purchase amount.

Make sure the billing address you’re using at checkout matches the address registered with your PayPal account. Any discrepancies can lead to payment declines.

Consider Technical Glitches

Consider technical glitches. Sometimes, a simple browser refresh or restart of your device can clear temporary glitches that might be causing the issue.

If the problem persists on your current device, try completing the purchase using a different computer, phone, or tablet to see if it’s a device-specific issue.

Explore Alternative Payment Methods

Explore alternative payment methods. If the PayPal issue continues, consider using a different payment method accepted by Lowe’s, such as a major credit card, debit card (with PIN verification if required), Lowe’s gift card, or cash (in-store only).

Seek Help from Customer Support

Seek help from customer support. If none of the above solutions work, contact Lowe’s customer service for further assistance.

They might have insights into specific issues related to PayPal transactions on their website. Alternatively, you can contact PayPal customer support directly.

They can investigate any issues that might be causing the payment failure.

What Credit Cards Does Lowe’s Accept?

Lowe’s accepts major credit cards, such as Visa, Mastercard, and American Express, for both online and in-store purchases.

Credit CardAccepted
American ExpressYes

What Are the Benefits of Using PayPal at Lowe’s?

There are several advantages to using PayPal for your Lowe’s online purchases.

Convenience is a significant benefit. You can avoid entering your credit card information directly on the Lowe’s website.

Security is another advantage. PayPal uses robust encryption measures to protect your financial information.

PayPal makes budgeting easier. It provides a clear overview of your Lowe’s purchases within your PayPal account.

Rewards can also be earned. You may get points or cashback depending on the payment method that you linked with your PayPal account.

What Are the Alternatives to PayPal at Lowe’s?

Lowe’s offers various payment options if you prefer to use something other than PayPal.

The Lowe’s Credit Card earns you a 5% discount on all purchases and offers special financing options.

Major credit cards like Visa, Mastercard, and American Express are widely accepted.

Debit cards are also accepted, though they may require PIN verification depending on your bank.

Lowe’s Gift Cards are perfect for using up gift card balances.

Cash is always a valid payment method in Lowe’s stores.


Lowe’s accepts PayPal as a payment method. This offers customers a convenient and secure way to shop online or in-store.

PayPal provides benefits like rewards and cashback programs. It’s a popular choice among Lowe’s customers.

You also like reading this one: Does Lowes Take Google Pay and Apple Pay?


Can I use PayPal at Lowe’s in-store?

No, currently, Lowe’s only accepts PayPal for online purchases.

What Other Payment Methods Does Lowe’s Accept?

In addition to PayPal and credit cards, Lowe’s accepts debit cards, Lowe’s gift cards, and cash in their physical stores.

Does Lowes accept Afterpay?

Lowe’s does accept Afterpay as a payment method for online purchases on their website. Afterpay has a special system that allows you to split your purchase into four interest-free installments. This makes it easier to manage your home improvement budget.
However, Afterpay has yet to be accepted in Lowe’s physical stores. If you plan to shop in person, you’ll need another payment option.

How Does PayPal Offer Convenience and Security?

Using PayPal eliminates the need to enter your credit card information directly on various websites, including Lowe’s. PayPal employs strong encryption measures to safeguard your financial data.

How Can I Earn Rewards and Cashback with PayPal?

Depending on the payment method linked to your PayPal account, you might be eligible to earn rewards points or cashback on your Lowe’s purchases.

How Do I Process Easy Refunds and Returns with PayPal?

PayPal often simplifies the refund process when you return an item purchased with PayPal. There might be specific steps that may vary depending on the situation.

What Are the Common Issues with PayPal Payments at Lowe’s?

Some users have reported encountering issues where the PayPal Credit option is unavailable for Lowe’s transactions. Additionally, technical glitches on either Lowe’s or PayPal’s end occasionally cause payment processing problems.

How Do I Resolve PayPal Payment Issues at Lowe’s?

If you experience issues using PayPal at Lowe’s, you can try the following steps.
First, ensure you have sufficient funds in your PayPal balance or linked bank account. Verify your billing address matches the information on your PayPal account.
You can also try restarting your browser or using a different device to complete the purchase. If the issue persists, contact Lowe’s customer service or PayPal customer support for further assistance.


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Faisal Mian

With a decade of experience as a manager, advisor, and marketer in the retail and consumer service sector, I understand the intricacies of the shopping landscape. I’m committed to delivering valuable insights to enhance your shopping endeavors.

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