How Much is a Costco Membership for Seniors? [Updated]

Last updated: 18 May, 2024 |
How Much is a Costco Membership for Seniors [Updated]

Costco is a popular warehouse club known for selling various products at lower prices. They don’t provide special discounts for seniors, treating everyone equally.

In this article, I’ll talk about Costco’s membership fees, senior hours, and other ways to save money there.

How much is a Costco membership for seniors?

Costco offers three primary membership options: Gold Star, Business, and Executive Membership. Each tier provides distinct advantages tailored to specific needs and preferences.

  1. Gold Star Membership: The Gold Star Membership is the foundational Costco membership, costing $60 annually. It grants access to all Costco warehouses worldwide and a complimentary household card for additional members.
  2. Business Membership: Geared towards business owners and individuals purchasing items for resale, the Business Membership costs $60 annually. It encompasses all Gold Star benefits and permits the addition of affiliate cardholders for $60 each.
  3. Executive Membership: Priced at $120 annually, the Executive Membership caters to those seeking enhanced benefits. It includes all Gold Star advantages plus an annual 2% reward on eligible Costco purchases up to a maximum of $1,000. Additionally, Executive Members receive exclusive discounts on Costco Travel products.

How do you get the Costco membership fees for seniors?

Costco does not offer a specific discount on memberships for senior citizens, so getting a Costco membership for seniors is the same as getting one for any other adult.

Here are the steps on how to get a Costco membership for seniors:

  1. Choose the type of membership you want: You can check the membership type in the above section.
  2. Visit a Costco warehouse: Costco memberships can be purchased at any Costco warehouse. You must have a valid photo ID and your Social Security number.
  3. Pay the membership fee: The membership fee can be paid with cash, check, or credit card.
  4. Receive your membership card: You will receive your membership card immediately. Your household card will be mailed to you within a few weeks.
How do you get the Costco membership fees for seniors?
How do you get the Costco membership fees for seniors?

Here are some additional tips for getting a Costco membership for seniors:

  • Consider sharing a membership with a friend or family member: This can help you save money on the membership fee.
  • Sign up for automatic renewal: This will ensure your membership never lapses.
  • Take advantage of Costco’s senior discounts: While Costco does not offer a specific senior discount on memberships, they offer discounts on some in-store items, such as pharmacy and optical services.

How can seniors obtain an online membership for Costco?

Costco’s online membership process is straightforward and identical for all age groups, including seniors.

Here’s a step-by-step guide to obtaining a Costco online membership for seniors:

Step 1: Choose Your Membership Type

As you have already picked up your membership type in the previous section, you can now move on to the next step.

Step 2: Initiate the Online Membership Application

  1. Visit the Costco website and navigate to the “Join Costco” section.
  2. Select the “New Individual Membership” option.
  3. Choose your preferred membership type: Gold Star or Executive.
  4. Click on “Start Membership” to proceed.

Step 3: Provide Personal Information

  1. Enter your first and last name, email address, and phone number.
  2. Create a secure password for your Costco account.
  3. Provide your billing address, including street address, city, state, ZIP code, and country.

Step 4: Payment and Membership Completion

  1. Enter your credit card details, including card number, expiration date, and security code.
  2. Review the membership terms and conditions and agree to them.
  3. Click on “Submit” to complete the membership application and payment process.

You will receive a confirmation email with your new Costco membership number upon successful completion. Your household card will be mailed to you within a few weeks.

What are the Benefits of Costco Membership For Seniors?

Costco membership can be an excellent choice for seniors seeking value, convenience, and a wide range of benefits.

Here are some of the advantages that Costco membership offers to seniors:

1. Bulk Savings and Cost-Effectiveness

Costco’s signature bulk-buying approach allows seniors to purchase more frequently used items at significantly reduced prices.

This can lead to substantial savings on groceries, household essentials, and other necessities, stretching seniors’ budgets further.

2. High-Quality Products and Assurance

Costco is known for its commitment to quality, ensuring seniors can confidently purchase products that meet their standards.

From fresh produce and meat to durable home appliances and electronics, Costco maintains a reputation for providing exceptional value and performance.

3. Pharmacy and Optical Services

Costco’s in-house pharmacies offer convenient access to prescription medications, over-the-counter drugs, and pharmacist consultations at competitive prices.

Costco’s optical centers also provide comprehensive eye care services, including eye exams, glasses, and contact lenses, catering to seniors’ specific needs.

4. Travel and Insurance Offerings

Costco’s travel agency provides seniors access to discounted travel packages, cruises, and vacation rentals, allowing them to explore new destinations and enjoy enriching experiences.

Moreover, Costco offers a range of insurance options, including auto, home, and life insurance, tailored to meet seniors’ needs and provide peace of mind.

5. Additional Perks and Conveniences

Costco offers a variety of additional benefits that enhance the overall membership experience for seniors. These include:

  • Tire center services: Costco’s tire centers provide tire installation, rotation, and repair services at competitive prices, maintaining seniors’ vehicle safety and performance.
  • Hearing aid center: Costco’s hearing aid centers offer comprehensive hearing assessments, hearing aid selection, and fitting services, ensuring seniors can enjoy optimal hearing health.
  • Photo center services: Costco’s photo centers provide high-quality photo printing, passport photo services, and digital photo restoration, helping seniors preserve precious memories.

6. Satisfaction Guarantee and Risk-Free Trial

Costco’s 100% satisfaction guarantee assures seniors that their membership investment is valued.

If a senior is dissatisfied with their membership, they can cancel it anytime and receive a full refund.

This risk-free trial allows seniors to experience the benefits of a Costco membership without any hesitation.

What are the other retailers that offer Senior Membership?

Aside from Costco, several other retailers offer varying discounts and benefits for senior membership programs. Here’s a list of some notable retailers that provide senior discounts:

Amazon Prime

Amazon offers a discounted Prime membership for seniors who receive Supplemental Security Income (SSI) or Medicaid.

This membership provides free two-day shipping, Prime Video, Prime Music, and other Prime benefits at a reduced annual fee.


AARP, a non-profit organization dedicated to empowering seniors, offers a variety of discounts and benefits to its members, including discounts on travel, entertainment, dining, and more.

CVS Pharmacy

CVS Pharmacy offers a 20% discount on select items every Tuesday to CVS ExtraCare Rewards members who are 65 or older.


Walgreens offers a 20% discount on select items to Walgreens Balance Rewards members who are 55 or older on the first Wednesday of each month.


Lowe’s Home Improvement offers a 10% discount on most items to military veterans and active-duty military personnel, including their spouses who are 55 or older.


Michaels arts and crafts store offers a 10% discount on most items to customers who are 55 or older every day.

Rite Aid

Rite Aid pharmacy offers a 20% discount on select items to Rite Aid Wellness+ members 65 or older on the first Wednesday of each month.

Ross Dress for Less

Ross Dress for Less offers a 10% discount on Tuesdays to customers who are 55 or older.

T.J. Maxx

T.J. Maxx offers a 10% discount on Wednesdays to customers who are 55 or older (only available in Florida).

The Home Depot

The Home Depot offers a 10% discount on most items to military veterans and active-duty military personnel, including their spouses who are 55 or older.

Please note that eligibility requirements and discount percentages vary by location and retailer. Checking with the specific store for details is always a good idea.

What are the Costco Senior Shopping Hours?

While Costco doesn’t currently offer specifically designated senior shopping hours, they have specifically tailored for seniors:

  • Access to Senior-Focused Services: Costco provides services specifically tailored to seniors’ needs, such as hearing aid consultations, eye exams, and pharmacy services with dedicated pharmacists.
  • Shop During Off-Peak Hours: Costco typically experiences higher traffic on weekends and evenings. To avoid crowds and enjoy a more relaxed shopping experience, consider shopping during the week or early in the morning.
  • Utilize Online Shopping: Costco’s online platform offers a wide range of products that can be conveniently purchased from home. This can particularly benefit seniors with difficulty or limited mobility for in-store shopping.
  • Leverage Self-Checkout Lanes: For seniors with small items, self-checkout lanes can provide a faster and more streamlined checkout experience.

Closing Thought

Having a Costco membership is great for folks of all ages, including seniors. It’s not just affordable, but it also offers loads of savings and special perks.

This makes it a super choice for anyone who wants value and convenience.

Seniors, in particular, find it helpful when buying groceries, household items, and other essentials at Costco.

If seniors think about what they need and their budget, they can see if a Costco membership is right for them. This way, they can make the most of their shopping trips!

Here are some helpful articles:

What Time Does the Costco Food Court Close?

Are Costco Tires Cheaper Than Walmart?

Does Costco Have a Day Pass?


Does Costco offer a free trial membership for seniors?

No, Costco does not provide a free trial membership specifically for seniors. However, they occasionally offer promotional discounts on new memberships.

Are there any additional benefits for seniors who join Costco?

Beyond the standard membership benefits, seniors may find Costco’s bulk purchasing options and discounted pharmacy prices particularly advantageous.

How can seniors save money at Costco?

Seniors can save a lot by buying in bulk. At Costco, buying more usually means saving more, especially on items that don’t go bad quickly.
It’s smart to look for senior discounts. Many places offer special prices just for seniors, and sometimes these can be used at Costco.

Is Costco membership worth it for seniors?

Well, it depends on how often they shop and what they buy. Seniors who often get groceries, household items, and other essentials from Costco might see that the membership fee is worth it because of the savings they gather.


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Faisal Mian

With a decade of experience as a manager, advisor, and marketer in the retail and consumer service sector, I understand the intricacies of the shopping landscape. I’m committed to delivering valuable insights to enhance your shopping endeavors.

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